Consumer Expenditure Survey · BLS CE 2024
Maintenance, repairs, insurance, and other expenses spending
U.S. households spent $2,926/yr on maintenance, repairs, insurance, and other expenses in 2024 - 3.7% of the average budget . Up 12.6% vs 2023 ; the top income quintile outspends the bottom by 4.5×. Figures from the BLS Consumer Expenditure Survey.
- 2024 avg
- $2,926
- Budget share
- 3.7%
- vs 2023
- +12.6%
CES spend plate
Line MAINTENANCE-REPAIR · Maintenance, repairs, insurance, and other expenses $2,926 · 3.7%
SHARE-THIN · QUINT-WIDE · YOY-SURGE · REAL-BURDEN · REGION-NE · BOOK-UPPER
- SHARE-THIN 3.7% of budget
- QUINT-WIDE 4.5× Q5/Q1
- YOY-SURGE +12.6% YoY
- REAL-BURDEN Above CPI
- REGION-NE Northeast leads
- BOOK-UPPER #18/99 dollars
Nearest dollar peer: Property taxes ($-188)
Instrument codes from this line’s budget share, income-quintile gap, YoY move, real change vs ~21% CPI-U (2020-2024), regional lead, and corpus book size, not a budgeting recommendation.
Spend neighbourhood around Maintenance, repairs, insurance, and other expenses
Lowest and highest poles plus nearest dollar peers among sibling lines, not a full-board reprint. Figures from the BLS Consumer Expenditure Survey.
Dollar neighbourhood · Maintenance, repairs, insurance, and other expenses
Average annual spending · 2024 · poles + near peers
this line
Spending Trend (2020–2024)
Maintenance, repairs, insurance, and other expenses spending per household, 2020–2024
National average annual spending
| Year | Annual Amount |
|---|---|
| 2024 | $2,926 |
| 2023 | $2,599 |
| 2022 | $2,559 |
| 2021 | $2,335 |
| 2020 | $2,158 |
Income stretch on a large maintenance, repairs, insurance, and other expenses line
A large CES line: top-quintile households spend $5,467/yr here vs $1,215 at the bottom (4.5×).
| Income Group | Annual Amount |
|---|---|
| Lowest 20% | $1,215 |
| Second 20% | $2,142 |
| Middle 20% | $2,835 |
| Fourth 20% | $2,961 |
| Highest 20% | $5,467 |
Northeast leads maintenance, repairs, insurance, and other expenses geographically
Northeast leads at $3,345/yr among the bigger CES categories.
Lifecycle peak · 55–64
55–64 heads spend the most on this line at $4,155/yr - a lifecycle peak on a large budget share.
Frequently Asked Questions (show 6)
How much does the average household spend on maintenance, repairs, insurance, and other expenses? ▼
Is maintenance, repairs, insurance, and other expenses spending increasing? ▼
How does income affect maintenance, repairs, insurance, and other expenses spending? ▼
Which region spends the most on maintenance, repairs, insurance, and other expenses? ▼
Which age group spends the most on maintenance, repairs, insurance, and other expenses? ▼
Does household size affect maintenance, repairs, insurance, and other expenses spending? ▼
Other large CES lines near maintenance, repairs, insurance, and other expenses
Dollar-amount and budget-share neighbours from BLS CE 2024 (this category excluded).
Similar dollar amount
Nearest other categories by 2024 average annual spending ($2,926 here).
| Category | 2024 avg |
|---|---|
| Cars and trucks, used | $2,818 |
| Property taxes | $2,738 |
| Gasoline and other fuels | $2,645 |
| Cars and trucks, new | $2,469 |
| Other food at home | $2,447 |
| Household furnishings and equipment | $2,414 |
| Gasoline | $2,411 |
| Cash contributions | $2,292 |
Similar budget share
Nearest other categories by share of the household budget (3.7% here).
| Category | Budget share |
|---|---|
| Cars and trucks, used | 3.6% |
| Property taxes | 3.5% |
| Gasoline and other fuels | 3.4% |
| Cars and trucks, new | 3.1% |
| Gasoline | 3.1% |
| Household furnishings and equipment | 3.1% |
| Other food at home | 3.1% |
| Cash contributions | 2.9% |
Average household budget · Methodology · BLS CEX source
Informational only - not advice. See disclaimer.